How Tough is it to Find Real estate Services?

Even in a troubled, declining economy like the one the united states has been experiencing for the last one or two years, there are still opportunities to be had if you know where to have a look for them, and have the capital liquidity to seize them once you find them, including property in many areas of the country being at bargain cellar prices compared against where they were a decade ago.

But many banks and other finance establishments are especially skittish about loaning money to real-estate investors, after the sad drubbing they have taken and the losses they have incurred in that sector over the past a few quarters. And they?re fast becoming as anti-risk in the commercial real-estate sector as they have been in the residential market for a period of time now, thanks to the worrisome amount of exposure that they have in giving loans for commercial property already. Overbuilding and surging retail and office space vacancy rates are not helping matters one bit, either.

So for those among us who are not independently wealthy, where do you turn for funding for these once-in-a-lifetime opportunities? According to a May 4, 2011 article in the Midwest Real Estate News, an ever-increasing number of savvy entrepreneurs having been turning to real-estate capital services to obtain the funding that they need .

The article goes on to claim, ?With the nation?s banks sitting on between $1.2 and $1.3 bln worth of capital, they?re however averse to lend on commercial property because of the elevated level of risk and current valuations of properties already on their books. Many banks own portfolios of commercial real-estate whose valuations have fallen significantly and don?t want to increase their exposure.
Currently, banks are under stress to de-leverage and raise their book capital proportions to assure that they have sufficient liquidity to cover losses. This is critical because they?re carrying approximately $1.6 trillion in loan balances on commercial property. This is fourteen percent lower than the 2008 top, which suggests that banks are writing down and selling loans and not lending as much as they did previously.?
You?re likely thinking that?s all hunky dory for major companies and the Donald Trumps of the planet, but how do real-estate capital services help you as a home business person? Well, real estate capital services can be much more handy to the average businessman than you could ever have imagined.

Now for the better news in three words: Small Business Administration ( SBA ). Although equity has taken it on the jaw when the estate bubble popped, the SBA has a program called the SBA 504.

Venture Funding Group, is an expert at working with the Small Business Administration to help entrepreneurs get the funds that they need from a spread of different sources, including real-estate capital services, thanks to their FAST TRACK program.

Under the SBA 504 Program, owners of commercial properties can refinance a commercial building loan with a lower regular payment, at lower interest, and with less private risk with a 90% LTV. So if you?ve got a commercial building for your business, this 90% LTV program from the SBA will help you in finding financing even with lower credit worthiness scores.

To learn more, click on www.thesbaloan.com now for absolutely free consultation and information. Or call us at 1-800-578-4884.

This entry was posted on Sunday, May 29th, 2011 at 5:05 pm and is filed under Mortgages. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://90percentmortgages.com/2011/05/29/how-tough-is-it-to-find-real-estate-services/

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